Opening Hours: 10:00am - 07:00pm
If you've experienced property loss from wildfires in LA our team is here to help you. Call us today.
Your Insurance Claim Advocates
Your Trusted Partner and Expert Claim Advocates in
Wildfire Insurance Recovery
Larger Claims
Hiring a public insurance adjuster ensures for every dollar of your claim.
Easy Claim Process
Hire a public insurance adjuster who thoroughly reviews your policy.
Full Recovery
We fight on your behlaf for fully recovery of your loss.
Get Every Dollar You Claim For...
Property Claim Specialist's goal is to establish the importance of each client's needs immediately. It is imperative that PCS makes a concerted effort to exceed the expectations of our clients. In doing so, families will see the possibility to recover, businesses will be restored and the worries that come with the unexpected will subside. PCS will prepare your claim in the most detailed and efficient manner to ensure a successful transition and settlement. Our expert public adjusters are here to help. With extensive experience handling Wildfire Claims, we provide trusted support and guidance to both residential and commercial property owners impacted by the Palisades, Eaton, Hurst, and Kenneth Fires."
Misson Statement
Get Every Dollar You Claim For...
Property Claim Specialist's goal is to establish the importance of each client's needs immediately. It is imperative that PCS makes a concerted effort to exceed the expectations of our clients. In doing so, families will see the possibility to recover, businesses will be restored and the worries that come with the unexpected will subside. PCS will prepare your claim in the most detailed and efficient manner to ensure a successful transition and settlement.
WHY PROFESSIONAL HELP?
Many people trust their insurance company to fully cover damages to their home or business, only to face denied or reduced claims.
-
Insurance companies often prioritize profit, exploiting policy limitations, exclusions, or depreciation clauses to minimize payouts. Their adjusters work for them—not for you.
-
Hiring a public insurance adjuster ensures you have an advocate who thoroughly reviews your policy, fights for every dollar of your claim, and maximizes your settlement.
Your Trusted Insurance Claim Experts – Maximizing Settlements, Minimizing Stress.
At property claims our team brings over 100 years of experience and close to 1 billion dollars in collected settlement money. With a 98% success rate, we’ve helped countless residential and business clients recover what they’re owed.
Experiencing a loss is stressful for you and your family and can be devastating for your business. Even minor wind, fire, or water damage can disrupt your life or operations while handling a large claim adds significant complexity. Larger claims often involve intricate policy details, extensive documentation, and rigorous scrutiny from the insurance company.
A public insurance adjuster advocates for you, navigating the long and complicated claims process to ensure your rights are protected and your settlement fully reflects the extent of your loss. You can focus on recovery with their expertise while they handle the complexities.
Let us fight for you. Let us advocate for you. Contact PCS today with your questions and let us guide you toward a successful resolution.
CHECKLIST
Public Adjuster Benefits
-
Advocate for Policyholders: We fight for you, not the insurer.
-
Licensed by Dept. of Insurance: Fully certified to handle claims.
-
Increase Claims 50-800%: Maximize your settlement.
-
Experts in Fire Claims: Decades of experience in fire loss recovery.
Hire Property Claim Specialist
Key Benefits of Hiring A Public Adjuster
Expert Representation
01
Public Adjuster work for you, not the insurance company. We ensure your interests are prioritized.
Maximized Settlements
02
Aim to secure the maximum possible compensation for your claim.
Peace Of
Mind
03
Handle All Paperwork, negotiations, and evidence gathering effortlessly.
After the Flames:
10 Steps to Recovery
At Property Claim Specialist, we follow a step-by-step approach
to ensure wildfire survivors receive the maximum compensation they are entitled to.
Step 1
Assess Cleanup
Options
Decide who will handle debris removal—either hire your own contractor or opt for government agencies like FEMA or the Army Corps of Engineers. The latter option may limit homeowner flexibility and could utilize your maximum debris removal policy limits, affecting cost control.
Step 2
Contact Your Mortgage Company
Notify your mortgage lender about the damage and your insurance claim. Request their insurance claim package and follow their procedures, as they often need to endorse insurance checks and may hold funds in escrow until repairs are completed.
Step 3
Choose a Restoration Professional
Determine whether to hire a general contractor or a restoration specialist. Each has its advantages; general contractors offer broad expertise, while restoration specialists focus on damage repair.
Step 4
Conduct a Thorough
Inventory
Compile a detailed list of damaged or lost items, including descriptions, quantities, and approximate values. Accurate documentation is crucial for your insurance claim.
Step 5
Decide on Professional Assistance
Consider whether to manage the claim yourself or hire a public insurance adjuster or attorney. Note that attorney fees may be higher than those of a public adjuster. Professionals can navigate complex negotiations and aim to maximize your settlement.
Step 6
Evaluate Rebuilding vs. Relocating
Reflect on whether to rebuild your current home or purchase a new one elsewhere. This decision depends on factors like emotional attachment, community ties, and financial considerations.
Step 7
Plan Temporary
Housing
Choose between options like renting a furnished home, staying in an RV on your property, or securing a rental further away. Consider proximity to your property and the convenience of overseeing repairs.
Step 8
Understand Insurance Coverage
Familiarize yourself with your policy's provisions, including Additional Living Expenses (ALE) or Loss of Use (LOU) and coverage limits, to ensure you receive all entitled benefits.
Step 9
Secure Necessary Permits
Before rebuilding or making significant repairs, obtain the required permits from local authorities to comply with regulations and avoid future complications. Having CAD ready drawings is best for faster processing.
Step 10
Seek Emotional Support
Recovering from a disaster is emotionally taxing. Reach out to support groups, counselors, or community resources to help you and your family cope during this challenging time.
Next Step
Steps to Follow
By following these steps, you can navigate the aftermath of a wildfire more effectively and work towards restoring your home and well-being.
Six Mistakes People Make When Filing an Insurance Property Claim
You unknowingly answer all questions asked by your insurance carrier the day you report the claim or meet with the insurance adjuster or give a recorded statement.
01
You rely on your insurance company’s team, i.e., agent, insurance adjuster and/or insurance preferred vendors to make the final decision about what will become of your claim.
02
You fall into the trap of hiring the insurance preferred contractors associated with your claim, i.e., restoration contractors who build or clean your property in a fire or water damage claim.
03
You take their settlement and don’t get a second opinion from a PCS Public Insurance Adjuster
06
Our Services
We are here to meet your insurance needs
This insurance provide protection and benefits to an entire family or household and intended to address risks.
01
It provides financial protection for homeowners by covering the costs of repairing or replacing their homes.
02
It designed to protect businesses from various risks and financial losses and also provides a safety net to businesses.
03
It provides financial protection and access to medical care and healthcare services for individuals or groups.
04
It provides financial protection and drivers in the event of accidents, damage, theft, or other covered incidents.
04
Connect with Right Insurance Adjuster
We’re here to assist you with your insurance claim
A public insurance adjuster is a licensed professional who represents policyholders in evaluating and negotiating insurance claims. They work on your behalf to ensure you receive a fair settlement.
Consider hiring a public adjuster if your claim is large & complex, if you feel overwhelmed by the process, or if you believe you should have an expert who knows your policy to negotiate on your behalf to take the stress and guess work away so you can focus on the things that matter to you most.
Public adjusters typically charge a fee based on a percentage of the insurance settlement they secure for you.
Claim Help
Testimonials
Listen to our success story
Check out what Sarah & Donald have to say about our Team.
Reference List
Some of the families we have helped
Cenarien & Laineda Dumerjean
Date of Loss- 4/14/07
Phone Number- (561)-201-0453
Joseph & Janise Stanley
Date of Loss- 1/14/08
Phone Number- (561)-756-5383
Albert Soerodimedjo
Date of Loss- 7/22/07
Phone Number- (954)-727-6110
Relde & Odalys Enriquez
Date of Loss- 2/27/08
Phone Number- (561)-667-8701
Russell Vining
Date of Loss- 9/23/07
Phone Number- (954)-921-0019
(954)-292-0728
Jamie Garcia
Date of Loss- 10/26/07
Phone Number- (561)-282-8403
(561)-533-7947
Ruther Barnwell
Date of Loss- 7/11/07
Phone Number- (954)-803-0434
(954)-946-5131
Joseph Duperoux
Date of Loss- 9/18/07
Phone Number- (954)-600-5713
(954)-709-7341
WE STAND WITH YOU
At Property Claim Specialist, we stand with you during this challenging time. Our team of licensed public insurance adjusters is dedicated to representing policyholders, not insurance companies. With over 100 years of combined experience, we specialize in wildfire insurance claims, having assisted over 400 families through six major wildfire disasters. Our mission is to advocate for you, ensuring you receive the full and fair settlement you deserve, while alleviating the stress of navigating the insurance process alone. As a boutique firm, we pride ourselves on offering personalized, hands-on service, guiding you through every step of your claim with care and attention. Your recovery is our priority.
Contact Us
License: 🪪 2F84367
Phone: ☎️ 844-713-1570
Phone: ☎️ 858-788-7402
Email: 📧 [email protected]
Newsletter
Subscribe To Our Newsletter
Join our mailing list to receive the latest updates, news, and special offers delivered to your mail inbox.
